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Arizona Microcredit Initiative

Small Business Loans

Arizona Microcredit Initiative's signature Cohort program provides a 10 week business training course for small business owners.


Built on the solid foundation of the Business Model Canvas, we help entrepreneurs build their businesses and create better lives!

Learn More!

Services for Microenterprise Businesses



Serving the Underserved

We specialize in assisting small businesses that are underserved by traditional banks.

Our team is here for your success.



Meaningful Economic Opportunity

Small loans and financial education can be the catalyst to help microenterprises grow their business while improving their operations.


You may qualify if you:

  Own a small business with less than 5 employees.

  Have an annual income of less than $40,000.

  Need less than $5,000 loan capital



We examine each individual on a case-by-case basis; we look forward to seeing your application.

Click here to apply.


AMI Advantage



Student Powered

As an organization led by student volunteers, there are no financial barriers to providing free consulting and low interest loans.

We're here not because of a paycheck. We're here because we want to help you better your life.



Locally Focused

It's time to shift our focus towards problems closer to home. You can make an impact in the economy and community of Phoenix.



Friendly and On Your Side

The volunteer staff at AMI and CrowdSpark work one-on-one to help clients to most effectively use their new capital to build your business.

Unlike a bank, we're not here to earn a profit. We're here when needed, out of your hair when we're not.


Cohort Learn More Or Sign Up Now!


Group Dynamic, One-on-One Personalization

Participants in the Cohort program work on building an ideal business model and plan along with 10-15 other students.

Each of the 2 hour sessions in the 12 week program involve lots of discussion, examples, and realistic learning.



Great Resources

Built off of the best books and resources on the topic, including Business Model Generation. Each student gets their own canvas with which to build the best form for their business.



Additional Skills Classes

Supplementary to the Cohort track are skills workshops to learn Microsoft Excel, accounting best practices, and lean startup methods.

Website building sessions let participants finish the course with a live website.




Apply Let us know you are interested. We will contact everyone who applies with this form within 48 hours. We promise!

Info Let us know who you are and how to contact you!

Next: Business Info

Business Information Tell us more about your business, and what kind of funding you need. We'll see if we can get that for you.

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Next: Personal Info

Personal Information This helps us determine your ability to repay the loan. We value your privacy.

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If you have a business plan, please email it to us at services@azmicrocredit.org


Contact



We look forward to hearing from you!

We are always open to new partnerships, clients and cooperatives.


Email   services@azmicrocredit.org

Phone Number  +1 (623) 738-6468